// lending & fintech

Analytics for lenders — on your own warehouse.

Collections, portfolio quality, disbursals and branch performance in one governed layer. Sprinkle runs on the data infrastructure you already have — so customer and credit data never leaves your environment.

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// trusted by Aavas Financiers mPokket Bright Money
// the metrics that matter
// collections
Bucket movement, roll rates, recovery by DPD and collection agent
// portfolio
GNPA, NNPA, PAR buckets and vintage curves by product and geography
// disbursals
Login-to-disbursal funnel, TAT, approval and rejection reasons
// branch & channel
Branch productivity, DSA performance and cost of acquisition
// the questions

The questions that take a week to answer.

Why did collections in Karnataka drop 6% last month?
Which sourcing channel is driving the rise in early delinquency?
What is the roll-forward rate for the March disbursal vintage?
Which branches are below target on recovery — and what changed?

Ask the Analyst Agent in plain English. It works off your Domain Model — every metric, entity, join and access rule, defined once; not a guess at your schema — investigates contributing factors, and shows the SQL behind every answer so risk and audit teams can verify it.

See the Analyst Agent

// governance

One definition of GNPA. Everywhere.

Risk, finance and business teams stop reconciling three different numbers. Define each metric once in your Domain Model — with the joins, filters and business logic baked in — and every dashboard, export and agent answer inherits it.

  • One Domain Model, with lineage back to source
  • Row-level rules by branch, region or product — defined in Sprinkle, no warehouse changes
  • SSO and role-based access control
  • Full audit trail of who queried what
  • The Analyst Agent obeys the same rules as every dashboard
// deployment

Your data stays in your environment.

Sprinkle is warehouse-native. There is no second copy of your loan book sitting in a vendor's cloud, and no forced migration off the infrastructure you have already had audited.

Runs in your infrastructure
Deployed in your cloud account or data centre, operated by your team. Nothing leaves your boundary.
Your LLM
Connect the model your organisation has approved. Prompts, schema and results stay inside your boundary.
// customer

In my opinion, Sprinkle is a must-have tool for companies on their data journey of building the data stack. It reduces manual effort by providing automation and gives companies the flexibility to work with different datasets from multiple sources.

Manish Kumar Jain
AVP, Data Engineering · Aavas Financiers